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Grain Audio OEHP On-Ear Headphones, Save 25%

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You’re probably thinking that you know everything there is to know about the Rooftop Concert Series You’re saying to yourself, it started in 1986 and was on for 9 seasons and starred Andy Griffith.

Just because you can do something, should you? Samsung thinks so. Its second experimentally screened phone taps into its hardware R&D and production clout to offer something not many other companies.

WHAT DO YOU WANT FROM THIS CONCERT?

The Rooftop Concert Series began in 2010 when four Provo residents (Sarah Wiley, C. Jane Kendrick, Mindy Gledhill, and Justin Hackworth) met together to discuss ways they could get more people to come downtown.

Ccity has to offer one obvious starting point was the music that was being made played, and performed in Provo. How about concerts on the roof someone said and the Rooftop Concert Series was born.

Buy 2016 Concert Tickets at Ticketpocket

There are lots of places to park in downtown Provo and close to the venue. Check out this map here. We also have free valet bicycle parking available, courtesy of the Provo Bicycle Collective. Ride your bike to the concert and take advantage of the most convenient parking available.

LIVE ON STAGE OR INDOOR HALL?

The exploration of space stands as one of humanity’s greatest achievements. While history has hailed the men and women who reached the cosmos, and those who helped them get there, much of the infrastructure that sent them skyward lies forgotten and dilapidated.

Red Rocks Entertainment Concerts

And how does Apple’s biggest phone compare to the Note Edge? Well, both remain unwieldy to grip, and the Note Edge is wider. However, the edged screen nuzzles into my hand better and those software tweaks mentioned above give it the advantage. However, just like the stylus, there’s a while before you get the knack of all the little provisions Samsung’s made to ease users into this screen size.

Roland Miller has spent nearly half his life chronicling these landmarks before they are lost forever long been obsessed with space as a child, he dreamed of being an astronaut.

FREE ENTRANCE

Its curves are subjective and divisive; my friends and colleagues have offered up reactions ranging from outright bemusement to adoration. The screen looks great, with the punchy contrast and sharpness that’s been a Samsung flagship mainstay for years. We’ll get back to that edge, but it’s the headline part of a 5.6-inch Quad-HD+ display.

LIVE SOUND

Make this secondary menu transparent, allowing me to maintain all that screen space. The ability to shrink the likes of Chrome and Google Maps to a popup window and layer it on top of other apps is also useful I’d love to see something similar on the iPhone 6 Plus continues to clear away.

AUDIO

If you’re looking to learn more about the stylus uses, I’d advise a quick read of Brad’s Galaxy Note 4 review, because the setup is identical here. Yes, there are TouchWiz bits running on Android 4.4 KitKat.

But let’s focus on what’s different here: that edge. There are two display modes you can flit between: a slender, unassuming bar that can display a customized message and a more substantial column that attempts to offer extra functionality, notifications or context-dependent.

Courtroom Concerts 2015 – 2016 A Free Weekly Lunchtime Concert Series

While I’m not a huge selfie taker, you’ll have to ask our Senior Selfie Editor, but I do take a whole lot of photos with my smartphone.

Good music in a great town.

When it’s expanded, the UI is a basic row of icons, which you can navigate with a little swipe. This may look a little unusual, but swishing through the various mini-screens is immensely satisfying.

And how does Apple’s biggest phone compare to the Note Edge? Well, both remain unwieldy to grip, and the Note Edge is wider. However, the edged screen nuzzles into my hand better and those software tweaks mentioned above give it the advantage.

However, just like the stylus, there’s a while before you get the knack of all the little provisions Samsung’s made to ease users into this screen size.

The screen is marginally smaller than the Note 4, despite the cranked-up pixel count. Like the Note 4, text pops a little more, and pictures you take with the 16MP camera are obviously better replicated on the Note Edge’s screen.

Well, both remain unwieldy to grip, and the Note Edge is wider. However, the edged screen nuzzles into my hand better and those software tweaks mentioned above give it the advantage.

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Finding a Commonwealth Bank Near Me

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Finding a Commonwealth Bank Near Me

Finding a Commonwealth Bank near me can save you time and effort. This article will guide you through the process, services, and benefits of finding a Commonwealth Bank branch in your vicinity.

Finding a Commonwealth Bank Near Me

Finding a Commonwealth Bank Near Me

Finding a Commonwealth Bank Near Me

The Importance of Proximity

Having a Commonwealth Bank branch nearby can be a game-changer. It means easy access to various banking services, personalized assistance, and a sense of security knowing your bank is just around the corner.

The Commonwealth Bank Locator

Commonwealth Bank provides a user-friendly branch locator on their website and mobile app. By simply entering your postcode or suburb, you can discover the closest branches and ATMs.

Using ATMs

With a bank near you, you can easily access Commonwealth Bank’s extensive network of ATMs without incurring additional fees. This is especially beneficial when you need quick cash.

Commonwealth Bank Services

Everyday Banking

Discover a wide range of services for your everyday banking needs. From savings accounts to credit cards, a nearby Commonwealth Bank branch can help you manage your finances effectively.

Home Loans

If you’re considering buying a new home or refinancing, a local branch can provide expert advice on Commonwealth Bank’s home loan options, interest rates, and repayment plans.

Financial Planning

Planning for your future becomes more accessible when you can visit a Commonwealth Bank financial planner close to home. They can help you with investments, superannuation, and retirement planning.

Benefits of Having a Local Branch

Personalized Assistance

When you have a Commonwealth Bank near you, you can benefit from personalized assistance from friendly and knowledgeable staff. They can address your concerns and guide you through complex transactions.

Enhanced Security

In case of any issues or emergencies, having a local branch means you can visit in person and speak to a bank representative, enhancing the security of your finances.

Community Engagement

Commonwealth Bank branches often participate in community events and initiatives, creating a sense of belonging for both customers and employees.

Frequently Asked Questions (FAQs)

Is there a Commonwealth Bank near me?

Yes, Commonwealth Bank provides a branch locator tool on their website and mobile app, making it easy to find a branch in your vicinity.

Can I access my account at any Commonwealth Bank branch?

Yes, you can access your account at any Commonwealth Bank branch, not just your home branch.

Are there fees for using Commonwealth Bank ATMs?

No, using Commonwealth Bank ATMs is fee-free for Commonwealth Bank customers.

How can I reach Commonwealth Bank customer support?

You can reach Commonwealth Bank customer support through their 24/7 helpline, even if your nearest branch is closed.

What are the operating hours of Commonwealth Bank branches?

Operating hours may vary by branch. Check the branch locator or call your nearest branch for specific hours.

Can I open an account at any Commonwealth Bank branch?

Yes, you can open an account at any Commonwealth Bank branch. Simply visit the nearest one with your necessary documents.

Commonwealth Bank Near Me: Your Convenient Banking Solution

Having a Commonwealth Bank near you offers a myriad of benefits, ensuring your banking experience is both hassle-free and rewarding. Here’s a more detailed look at why proximity to a Commonwealth Bank branch is a valuable asset.

Accessibility at Your Fingertips

One of the standout advantages of having a Commonwealth Bank near you is the accessibility it provides. With a local branch, you can easily take care of your banking needs, whether it’s depositing a check, withdrawing cash, or seeking financial advice.

Face-to-Face Financial Consultations

When you’re making significant financial decisions, nothing beats a face-to-face consultation with an expert. A nearby Commonwealth Bank branch offers you the opportunity to sit down with a financial advisor who can provide tailored guidance on your financial goals, whether it’s planning for a major purchase, investment, or retirement.

Branch-specific Offers and Promotions

Commonwealth Bank often runs location-specific promotions, making your local branch the gateway to exclusive offers and discounts. Keep an eye out for deals tailored to your area, which can help you save money and take advantage of specialized services.

Building Relationships

Your local branch is not just a place to manage your finances; it’s a place to build relationships. The staff at a nearby Commonwealth Bank branch get to know you, understand your unique financial situation, and can offer personalized solutions that cater to your needs.

Exceptional Customer Service

Proximity to a Commonwealth Bank branch means that you can experience exceptional customer service. The staff at these branches are well-trained, courteous, and always ready to assist you with any queries or concerns you may have.

Accessibility to Business Services

For business owners, having a local Commonwealth Bank branch is a significant advantage. You can access business services such as business loans, merchant services, and business accounts with ease.

Investment Opportunities

If you’re interested in investments, having a local branch can be particularly beneficial. You can discuss various investment options with an expert, explore potential opportunities, and receive valuable insights into the ever-changing world of finance.

ATMs Galore

Access to Commonwealth Bank ATMs is a breeze when you have a local branch. These ATMs are not only abundant but also fee-free for Commonwealth Bank customers. It’s a convenience that can save you time and money.

In conclusion, the benefits of having a Commonwealth Bank near you go beyond mere convenience. It’s about having a financial partner that understands your needs, offers tailored services, and provides you with expert guidance. Use the branch locator to find the nearest Commonwealth Bank branch, and start enjoying all these advantages today.

Finding a Commonwealth Bank Near Me

Finding a Commonwealth Bank Near Me

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Alternative Investments A Lucrative Path to Diversify Your Portfolio

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Alternative Investments

Introduction

In today’s dynamic financial landscape, investors are constantly seeking opportunities to diversify their portfolios beyond traditional assets like stocks and bonds. Alternative investments have emerged as an enticing option, offering unique avenues for wealth creation and portfolio optimization. In this comprehensive guide, we delve into the world of alternative investments, exploring their various types, benefits, and considerations. By the end, you’ll have a deeper understanding of alternative investments and how they can play a pivotal role in your investment strategy.

Alternative Investments

Understanding Alternative Investments

Defining Alternative Investments

Alternative investments encompass a diverse range of assets beyond traditional stocks, bonds, and cash equivalents. These investments typically include real estate, private equity, hedge funds, commodities, venture capital, and more. While alternative investments may carry higher risk profiles compared to traditional assets, they offer the potential for enhanced returns and improved portfolio diversification.

The Appeal of Alternative Investments

  1. Enhanced returns: Alternative investments often have the potential to deliver higher returns compared to traditional asset classes. By exploring alternative investment opportunities, investors can tap into lucrative markets and niche sectors that may outperform conventional investments.
  2. Portfolio diversification: One of the primary benefits of alternative investments is their ability to diversify your portfolio. Unlike traditional assets that tend to move in tandem with broader market trends, alternative investments often exhibit low correlation, providing a cushion against market volatility and potentially reducing overall portfolio risk.
  3. Access to unique opportunities: Alternative investments grant access to specialized sectors and strategies that are not readily available in traditional markets. From investing in startups and early-stage companies to acquiring tangible assets like real estate or commodities, these opportunities offer unique avenues for growth and wealth accumulation.

Types of Alternative Investments

Real Estate

Real estate has long been a popular alternative investment due to its potential for long-term appreciation and the opportunity to generate passive income. Investors can explore different avenues such as residential properties, commercial buildings, real estate investment trusts (REITs), and real estate crowdfunding platforms.

Private Equity and Venture Capital

Private equity and venture capital involve investing in privately held companies at various stages of development. These investments often offer significant growth potential but may require a longer investment horizon. Private equity funds and venture capital firms specialize in identifying promising companies and providing capital in exchange for equity stakes.

Hedge Funds

Hedge funds are investment vehicles managed by professional fund managers. They employ diverse strategies, including long-short equity, global macro, event-driven, and quantitative approaches. Hedge funds often target higher net worth individuals and institutional investors, providing access to sophisticated investment strategies and potentially attractive risk-adjusted returns.

Commodities

Investing in commodities such as precious metals, energy resources, agricultural products, or even water rights can act as a hedge against inflation and provide diversification benefits. Commodities can be accessed through futures contracts, commodity-focused mutual funds, or exchange-traded funds (ETFs).

Cryptocurrencies

Cryptocurrencies, led by Bitcoin, have gained significant attention as alternative investments in recent years. These digital assets operate on decentralized networks and offer the potential for substantial returns. However, it is crucial to note the volatility and regulatory considerations associated with this emerging asset class.

Considerations before Investing in Alternative Assets

Risk Assessment

Before delving into alternative investments, it is crucial to assess your risk tolerance, investment objectives, and time horizon. Alternative investments often involve higher risk compared to traditional assets, so a thorough evaluation of your financial situation and risk appetite is paramount.

Due Diligence and Research

Conducting thorough due diligence is vital when investing in alternative assets. This entails researching the investment opportunity, understanding the underlying risks, analyzing historical performance, and evaluating the credentials and track record of fund managers or investment

firms. This meticulous research process helps ensure that you make informed investment decisions and select reputable opportunities that align with your investment goals.

Liquidity and Lock-Up Periods

Alternative investments often come with different liquidity terms compared to traditional assets. Some investments, such as private equity or real estate, may have longer lock-up periods, limiting your ability to access funds immediately. It is essential to consider your liquidity needs and evaluate the time commitment required for each alternative investment.

Diversification and Asset Allocation

While alternative investments can enhance portfolio diversification, it’s crucial to strike the right balance. Consider your overall investment portfolio and align alternative investments with your existing asset allocation strategy. Diversification across different asset classes can help reduce risk and optimize potential returns.

Professional Guidance

Navigating the world of alternative investments can be complex, especially for novice investors. Seeking professional guidance from financial advisors, wealth managers, or investment professionals with expertise in alternative assets can provide valuable insights and help you make informed decisions aligned with your financial goals.

Conclusion

Alternative investments offer an enticing opportunity for investors to diversify their portfolios, seek enhanced returns, and access unique markets and strategies. Whether it’s investing in real estate, private equity, hedge funds, commodities, or cryptocurrencies, alternative assets provide a pathway to broaden your investment horizons. However, it is crucial to approach alternative investments with caution, conducting thorough research, assessing risk tolerance, and considering your overall investment strategy. By incorporating alternative investments thoughtfully into your portfolio, you can potentially unlock new avenues for long-term growth and financial success.

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Bike Insurance & Warranty Know the Difference

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Bike Insurance
Having a bike makes it much simpler to navigate through everyday traffic and travel quickly to your destinations. However, there may be times when your bike may have a breakdown or mechanical failure that requires repair, but if your bike is under warranty, you can tide over such times. But have you ever considered what will happen when the warranty period is over? Or what would you do in the case of an unfortunate accident that damages your bike?
This is where insurance comes into the picture. With increasing traffic and road accidents, insuring your vehicle is a top priority, especially when you own a two-wheeler. Bike insurance lessens the burden of any accidental damage repair expenses and safeguards your hard-earned savings. But isn’t that what a warranty does too? Well, to be exact, it’s not entirely the same. Warranty and insurance have some differences. In this article, we will help you understand the difference between the two so you can make a wise choice.
But first, let us brief you about what bike insurance is and what a bike warranty is.
What is Bike Insurance?
A bike insurance policy is an agreement between the insurance company and you (the policyholder). You pay a premium amount in return for financial security against damage caused due to third-party or own damage. Also, you must get your vehicle insured with third-party bike insurance, which is mandatory by law.
What is a Bike Warranty?

A bike warranty is a commitment by the manufacturer who guarantees to replace or repair your vehicle if required. A warranty protects against unforeseen or sudden financial loss due to a defect in the bike.

When the vehicle manufacturer issues a warranty, it assures the vehicle is free from defects. In case any defects occur while the vehicle is still in the warranty period, it becomes the responsibility of the manufacturer to replace or repair the defect without any additional costs to the customer. Mechanical parts, safety equipment, and electrical parts are covered under the warranty.
Now let’s move ahead to their differences.
Difference Between Bike Insurance and Warranty
To help you understand the difference between insurance & warranty, we have created a table with coverage details. Have a look at the following:
Coverage                                                                             
Third-party liabilities
Damages to the insured bike
Faulty parts of the bike
Customization
Mandatory
Personal Accident (PA) cover
Theft
Total loss (damages that are beyond repair)
Mechanical/electrical failure
Man-made/natural disasters (cyclones, floods, vandalism, riots, etc.)
Fire/explosion damages
Bike Insurance
Damages caused to third-party property, injuries, or death to third-party are covered.
It covers accidental damages to the insured bike.
It does not pay or offer coverage for defective parts of the bike.
Includes valuable add-ons to extend coverage.
While the Own Damage insurance is optional, the Third-party Liability Plan is mandatory.
PA cover is compulsory. It must be bought separately.
Insurance covers the theft of the bike.
It covers the total loss.
No coverage.
Cover man-made or natural disasters.
Covered
Bike Warranty
It does not cover third-party liabilities.
Accidental damages to the insured bike are not covered.
Replacement and repair of faulty parts of the bike are covered.
No customization available
New warranties for new two-wheelers are part of the purchase of the bike.
However, extended bike warranties are optional.
No option to purchase a PA cover.
It does not cover bike theft.
Warranty does not cover total loss.
Covers mechanical/electrical failure within the warranty period.
Does not cover man-made or natural disasters.
Not covered.
Now that you know the differences between insurance and warranty, we are sure you will understand the importance of having your bike insured. To get your bike insured, visit the Bajaj Finserv and compare plans from leading insurers on our platform. What’s more, you also have a host of add-ons to choose from. Make a smart choice with insurance, now
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